Renters with pets insurance?

There will be some insurance companies that do not offer insurance for certain breeds of dog such as pit bulls and other known aggressive dog breeds so you will need to honestly disclose what breed of dog you own.

If you have a dog and it bites someone, you can be sued for bodily injury to a third party. You can and should however protect yourself from this by purchasing liability on your renter’s insurance policy. Make it clear to your agent or while requesting a quote online that you want coverage for any damages caused by your pet.

Personal liability coverage will protect against any claim caused by an unintentional act. This coverage includes the actions of your pets. It is very important that you obtain this type of coverage in your renter’s policy to cover yourself in the event that you pet causes harm to another or should in some way damage property.

Remember animals can cause damage without really trying. Hardwood floors can be damaged by dogs and cats clawing them, same with carpeting and cats. And we can’t forget the stains that can be left behind on floors caused by pets. Your landlord will usually charge a pet deposit that will not be returned if there is any damage caused that will need repair. You can submit a claim to your insurance carrier if this occurs, but only if you have this type of coverage.